Right to Buy

The Right to Buy (RTB) is a government scheme that we operate. It allows eligible council tenants to buy the home that they rent.

As an introduction, you can download the Right to Buy summary booklet below:

Icon for pdf Right to Buy summary booklet [2.82MB]

For independent advice on any part of the Right to Buy, you should contact the government's official RTB agent service.

Buying your home

If you want to proceed with buying your home, email righttobuy@nfdc.gov.uk or call 023 8028 5222. We will issue the forms needed to start the process.

Those eligible to buy their home are entitled to a discount. This will depend on the type of property and how long you've been a social tenant. Any discount is capped at £84,200.

We can only help with the application. You will need to find your own solicitor and surveyor, and there are additional costs. To find out about these, plus other important information, you should read the RTB booklet.

Charges

We do not charge for the RTB. However, if you lose your documents or need them to be reissued, we will charge £36 for this service.

If  you want to borrow more money or change your mortgage provider within the first five years of buying your home, you'll need our permission to do so. We charge £150 in advance for assessing this request. This is non-refundable even if we decline your request.

To find out more, email righttobuy@nfdc.gov.uk or call 023 8028 5222.

After buying your home

After completing the RTB, you will be responsible for all parts of owning, maintaining and insuring your home. Although you are no longer a council tenant, there are three important times when you will need to contact us.

  1. Offering your home to us before you can sell. For the first ten years after you buy your home, we have the right of first refusal. You have to offer the property to us first. We do not have to buy the home from you.
  2. Repaying discount if you sell your home. In the first five years, we have a charge against your home. You'll have to repay some money if you sell your home. The RTB booklet will explain more, or you can ask us at any time and we will advise you.
  3. Borrowing more money or changing lender. As we have a charge against your home for five years from when you buy, you will need our permission to borrow more or change lender. A charge applies for this.

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